Everything small business owners need to know about offering health insurance. An unbiased resource on cost estimates, tax savings, coverage options, legal rights, and more.
So you’re thinking about buying health coverage for your business, but you’re not sure if it’s the right decision. Here you can find clear, independent information on whether group coverage is a realistic option.
If you’ve decided that insurance is right for you, we help you get the job done here. Step-by-step you’ll get organized, find plans that are best for you, read tips on working with a broker, negotiating the deal, and implementing the plan.
Select a topic for answers to specific questions and useful links to other resources.
Benefits, Providers, and Costs
Benefits of Providing Coverage
Cost-Sharing
Choice of Providers
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Purchasing Coverage
Plan Value: Balancing Benefits and Costs
Budgeting and Cash Flow
Brokers
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Coverage Types
Preferred Provider Organizations (PPOs)
Health Maintenance Organizations (HMOs)
Health Savings Accounts (HSAs)
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Laws and Rights
Rights and Rules for Small Employers
Tax Implications
Guaranteed Issue and Renewal
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Eligibility and Enrollment
Coverage Rules vs. Options
Eligible Employees and Dependents
Enrollment Options and Procedures
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Other Resources
Tax and Business Resources
Insurer Rating Companies
Health Savings Accounts
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