A new Capital Checkup that discusses 2012 Medicare premiums, deductibles and coinsurance is available on the Sibson website.
As noted in the Capital Checkup, the standard monthly Part B premium and deductible will both decrease by just over 13 percent. This is a dramatic change from between 2010 and 2011 when they both increased by slightly more than 4 percent and is an even more striking change from between 2009 and 2010 when the increase was 14 percent. However, the 2012 premium will represent an increase for about three-quarters of Medicare beneficiaries who paid the same $96.40 premium in 2011 that they paid in 2010 because of a "hold-harmless provision" in the law. Increases in 2012 Social Security benefits are expected to cover the additional cost for most. The Part A numbers will increase by just over 2 percent.
The Capital Checkup also notes the higher Part B premiums and income-related monthly adjustment for enrollees in Part D prescription drug plans for 2012 that apply for high-income Medicare-eligible individuals.
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