Do you no someone who needs help with buying Health Insurance, let them know that in starting in October they will be to look for help to begin Jan1, 2014!

Two types of financial assistance will available through the Marketplace for individuals: one reduces your monthly insurance premium, and the other helps with out-of-pocket expenses for care. Applicants may qualify for one or both depending on household income. If you qualify, the federal government will pay any financial assistance to Kaiser Permanente on your behalf. Learn more about federal financial help.

Watch a short video from the U.S. Department of Health and Human Services that explains the Marketplaces.

The Facts about the Marketplaces

• Marketplaces are federal or state-run marketplaces where consumers can compare and buy health insurance plans.
• The individual Marketplaces will open on October 1, 2013, with coverage available beginning January 1, 2014.*
• All plans available through the Marketplaces will provide comprehensive benefits – from visits to the doctor or hospital, to prescriptions, to screenings for cancer and other conditions.
• To help consumers compare plans from different insurance companies, several standard levels of coverage will be offered. These include Bronze, Silver, and Gold plans. Platinum plans and high cost share/low premium plans will also be available in some states for some people.
• The Marketplaces will also help determine if consumers are eligible for a reduced premium, lower cost-sharing, or for Medicaid or other publicly subsidized health benefits coverage.